Zulkarnain, Muhammad. “Dampak Financing to Deposit Ratio Dan Non Performing Financing Terhadap Profitabilitas Bank Pembiayaan Rakyat Syariah Di Sumatera Barat”. Krigan: Journal of Management and Sharia Business, vol. 2, no. 1, June 2024, pp. 109-15, doi:10.30983/krigan.v2i1.8768.